Starting out

20's to 35's
Career and family builder

First home

Getting married

Debt management

Savings, business and career planning

Longer-term investment strategies

Having children

Income Protection and Life Insurance

Family healthcare

Lifestyle – family oriented

Wealth accumulators

30's to 50's
Midlife consolidation

Debt management

Investments

Income Protection and life Insurance

Tax effective strategies

Inheritance issues

Estate planning

Healthcare

Long-term care planning – parent and self

Lifestyle – family enjoyment and reward

 

Wealth accelerators

40's to 60's
Planning for the post-work future

Debt elimination

Asset protection

Life Insurance and Income Protection

Ethical investing

Tax effective strategies

Transition to retirement planning

Inheritance issues

Estate planning

Financial assistance to family

Business / career exit strategy

Healthcare

Long-term care planning – parent and self

Lifestyle – family enjoyment and reward

 

Wealth managers

65+
Where good planning pays off

Asset protection

Life and health protection

Tax effective strategies

Transition to retirement planning

Inheritance issues

Estate planning

Financial assistance and gifting to family

Philanthropy

Healthcare

Long-term care planning – self

Lifestyle –reward and giving